Our Services
At NOW Wealth, we provide a complete suite of financial planning services tailored to every stage of life. From SIPs and SWPs to Milestone, Education, Wedding, and Retirement Planning, we help you plan wisely for both short- and long-term goals. Whether it’s funding a dream vacation or securing your family’s future through Estate Planning (Will), our goal is to turn your financial aspirations into lasting realities—because at NOW, your present decisions build your prosperous tomorrow.
Systematic Investment Plan (SIP)
Overview:
A Systematic Investment Plan (SIP) is a disciplined approach to wealth creation that allows individuals to invest small, fixed amounts in mutual funds at regular intervals. By spreading investments over time, SIPs help average out market volatility and promote the habit of consistent savings. In financial planning, SIPs are considered an effective tool for achieving long-term goals such as retirement, education, or wealth accumulation, while offering flexibility and affordability. Wealth management professionals often recommend SIPs to clients as they combine the power of compounding with risk diversification, ensuring sustainable growth tailored to individual financial aspirations.
Why SIP?
Perfect for salaried professionals and first-time investors. SIPs help beat inflation and create long-term wealth without large one-time investments.
Systematic Withdrawal Plan (SWP)
Overview:
A Systematic Withdrawal Plan (SWP) enables investors to withdraw a fixed amount from their investments, usually mutual funds, at regular intervals. It provides a steady income stream while allowing the remaining investment to continue compounding. In wealth management, SWPs are particularly valuable for retirees or individuals seeking predictable cash flows without liquidating entire assets. By customizing withdrawal frequency and amount, SWPs balance income needs with portfolio growth. Financial planners often integrate SWPs into retirement planning to ensure clients enjoy financial independence, minimize tax impact, and preserve capital, making them a vital tool for post-retirement financial security.
Why SWP?
Ideal for retirees who want a fixed monthly income without liquidating their investments.
Milestone Planning
Overview:
Milestone planning in financial management focuses on preparing for life’s significant events—buying a home, starting a family, or launching a business. Each milestone has unique financial implications, requiring structured planning to allocate savings, investments, and protection measures effectively. A wealth management strategy ensures funds are available at the right time without disrupting other financial goals. Through tools like SIPs, insurance, and diversified portfolios, financial planners create roadmaps tailored to client priorities. This proactive approach helps individuals achieve life’s major goals confidently, while maintaining liquidity, managing risks, and safeguarding overall wealth creation and preservation across different life stages.
Why It Matters:
Align your savings with life’s special moments, instead of reacting later.
Children’s Education Planning
Overview:
Education planning is a core aspect of financial planning, particularly in India where higher education costs are rising sharply. It involves systematically building a corpus to fund children’s schooling and higher education, both domestic and international. Wealth managers help parents estimate future expenses, factor in inflation, and choose the right investment vehicles—such as SIPs, bonds, or child-focused plans—to accumulate the required funds. Effective education planning reduces the burden of educational loans, ensures children’s academic aspirations are met without financial stress, and provides families peace of mind. It reflects long-term vision, discipline, and commitment to a child’s future.
India-Specific Note:
From IIT-JEE prep to MBA abroad, education planning is essential.
Children’s Wedding Planning
Overview:
In India, weddings often carry immense cultural and financial significance, making children’s wedding planning an important part of wealth management. Rising costs of venues, jewelry, hospitality, and lifestyle choices require families to plan years in advance. Financial planners assist clients in setting realistic budgets, estimating future inflation, and creating investment strategies through SIPs, fixed deposits, or balanced funds. By planning early, parents avoid last-minute financial strain or debt, while still ensuring memorable celebrations. Structured wedding planning integrates emotional aspirations with financial discipline, safeguarding family wealth and allowing the occasion to be celebrated with dignity and joy.
Cultural Angle:
From gold to décor, a wedding can cost ₹10–₹30+ lakhs. Saving in advance avoids debt.
Retirement Planning
Overview:
Retirement planning ensures financial independence after active employment ends. It focuses on building a robust corpus to cover living expenses, healthcare, and lifestyle needs without depending on others. Wealth managers analyze future income requirements, inflation, and longevity to create tailored investment strategies through pensions, SIPs, annuities, and SWPs. The goal is to maintain a comfortable lifestyle while preserving wealth for future generations. Early and disciplined retirement planning allows clients to harness compounding benefits, minimize risks, and enjoy peace of mind. In financial planning, it is regarded as one of the most crucial aspects of long-term wealth preservation.
India Focus:
Many Indians rely on PF, but it’s not enough. Diversified planning is key.
Short-Term Goals Planning
Overview:
Short-term goals planning addresses financial needs that arise within 1–3 years, such as buying a vehicle, creating an emergency fund, or funding a family event. Wealth managers recommend safer, more liquid investment options like debt funds, fixed deposits, or short-duration bonds to protect capital while ensuring quick accessibility. By carefully balancing risk and return, financial planning ensures these goals are met without jeopardizing long-term objectives. Effective short-term planning helps avoid borrowing or dipping into long-term investments, thus maintaining financial stability. It brings clarity, direction, and confidence in handling immediate aspirations while safeguarding broader wealth creation strategies.
Why It Works:
Avoid using emergency funds or credit cards for short-term needs.
Vacation Planning
Overview:
Vacation planning is an often-overlooked but rewarding part of financial planning. It involves allocating resources specifically for travel and leisure without disturbing essential financial commitments. Wealth managers encourage clients to treat vacations as a short-term goal, using recurring deposits, SIPs, or travel-focused savings plans. Factoring in currency fluctuations, inflation, and travel upgrades ensures the budget remains realistic. Structured vacation planning helps families create memorable experiences without falling into debt or sacrificing other goals. It highlights the importance of balancing lifestyle enjoyment with financial prudence, reinforcing that wealth management is not just about accumulating assets but also cherishing life’s journeys.
Case Example:
The Menons saved ₹10,000/month for 18 months—fully funding their Europe trip without dipping into their emergency fund.
Long-Term Goals Planning
Overview:
Long-term goals planning involves preparing for aspirations that span over a decade or more, such as children’s higher education, retirement, or real estate purchases. Wealth managers design investment strategies focused on compounding growth through equity, mutual funds, or diversified portfolios. Inflation, market risks, and future life changes are factored into these plans to ensure the required corpus is achieved. A disciplined approach to long-term planning provides financial security, flexibility, and stability, enabling clients to pursue dreams without compromise. It forms the foundation of holistic wealth management, aligning today’s investments with tomorrow’s aspirations while safeguarding intergenerational prosperity.
Case Example:
An IT couple saved ₹25K/month in a diversified portfolio. In 10 years, they built ₹50 lakhs for their startup idea.
Estate Planning (Will)
Overview:
Estate planning, including Will creation, ensures smooth transfer of wealth to future generations while minimizing disputes and legal complexities. It defines how assets—property, investments, and businesses—are distributed, protecting family interests. Wealth managers guide clients in drafting legally sound Wills, appointing executors, and considering tax implications. In India, estate planning also involves succession laws, nomination, and trusts to ensure compliance. By addressing inheritance early, families avoid conflicts, reduce costs, and secure financial legacies. Estate planning reflects responsible wealth management, providing peace of mind that assets are preserved, distributed fairly, and aligned with the client’s vision for their heirs.
India-Specific Legal Details:
Steps We Help With:
Corporate and Entrepreneur Solutions
Overview:
At NUNC Investment Services, we extend our wealth management expertise to corporates and entrepreneurs, offering structured financial solutions that enhance liquidity, protect businesses, and optimize surplus funds.
Case Example:
Keeping ₹10 crore idle in a current account generates no financial benefit. When the same amount is efficiently managed through liquid investment solutions, it can earn modest returns—returns that can be used to offset operational expenses, improve cash efficiency, and strengthen overall financial discipline, without compromising access to funds.